Loan Mantra

We are available to help you develop a sensible strategy for the future of your business.

Loan Mantra is a boutique advisory firm providing business finance services to all emerging, growth and middle marketing companies.

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We are helping small businesses achieve their financial goals.

Loan Mantra's top priority is to help small businesses achieve their ultimate goal through our years of experience and financial guidance.

  • Restaurants
  • Franchises
  • Gas Stations
  • Cellular Resellers
  • Hotel/Motels
  • Construction
  • Medical
  • Multi Family
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Ready to start growing your business?

In just six easy steps you can get funding.

  • 1. Basic Info
  • 2. Loan Amount
  • 3. Business Profile
  • 4. Business History
  • 5. Personal Info
  • 6. Personal Financial Info
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What Our Clients Are Saying.

"Client Testimonial"

"Working with Hudson Capital Advisors has been an incredible experience. I had a lot of questions throughout the process, and the team walked me patiently through each step. I’m so grateful I was referred to them. I will not only recommend them to all my friends, but I will use them again in the future."

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Types of Assistance We Provide.

SBA Loans

The small business administration ("SBA") is an independent agency of the federal government created to provide financial assistance to small businesses to help start, build and grow their business ideas.

Equipment Loans

Available equipment financing options are: (a) sale leaseback, (b) dollar buy-out, (c) equipment loan and (d) equipment lease.

Business Line of Credit

A business line of credit is the most cost effective way to borrow and repay, with a line of credit, a business has the option to draw form the line at any time to help meet short-term working capital needs.

Startups

Start-up financing is based on a solid business plan, projections and the business owner's personal financial strength.

Commercial Mortgage

A commercial mortgage alleviates the uncertainly of renting or leasing and helps build equity in a tangible asset. This can be used to purchase land commercial property or for payment of expenses such a expansion or remodeling.

Strategic Advisory

Loan Mantra provides analytical and strategic advice designed to assist our client in reaching their financial goals. Our teams delivers the specialized, objective, strategic advice you need to understand your options, opportunities and exposures.

The Mantra & News

Decoding the Credit Jargon

Posted : August 23, 2019

One of the biggest dilemma / issues of the small business owner is the understanding and separation of business and personal assets. Most of us have heard of work & life balance, how about work and personal credit balance. Correct, similar to personal credit, we have business credit. It is very important for everyone business owner to understand the business credit – the pulse of every successful enterprise. The way personal credit is a reflection of a person’s character, business credit is the reflection of the business’ management.

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How Will Loan Mantra Help You with the Second Draw PPP?

Posted : January 12, 2021

Finally, PPP 2.0 is here! And as always, your partners at Loan Mantra and Hudson Capital are here to help you. To make the Second Draw PPP process as seamless and transparent as possible, we've outlined the following steps to help you navigate the Program. Here's what you need to know:  To all existing Loan Mantra customers who received PPP 1.0 with our help, please don't worry. We already have the information required to request your Second Draw PPP loan. In other words, YOU ARE ALL SET!  We will send you the PPP 2.0 application form for your e-signature by Tuesday January 12th. Please note: The Second Draw PPP program has some important updates from the original program that launched last April. Notably, businesses applying for a second PPP loan must be able to demonstrate a 25% reduction in revenue when comparing 2020 figures to 2019. That said, do not sign the application form if you cannot show that your business incurred a loss of 25% in any one quarter in 2020 compared to the same quarter in 2019. Items to note for previous PPP clients:

  • All borrowers who had a higher payroll expense in 2020, please email us.
  • At the current time, we do not need quarterly financials for loan requests less than $150,000.  However, if you cannot show a loss in revenue of 25% or more in any single quarter compared to the same quarter in 2019, please email or call us.
  • Though loan requests less than $150,000 don't require financials to apply for PPP 2.0 now, at some point they will be required. If you can proactively upload them to the Loan Mantra portal, this will be to your benefit.
New Borrower? Please provide the following: 
  • All 941s for 2019 and 2020;
  • 940s for 2019 and 2020;
  • Driver's license for all owners;
  • Voided check for company;
  • 2019 business tax returns;
  • Create or update your Loan Mantra portal today.
What happens next? Existing clients, please know we will get you your application form by January 12, 2021. New borrowers, please get the documents noted above uploaded to the Loan Mantra portal as soon as possible to begin the PPP Second Draw Process. As before, Loan Mantra will provide you with a painless and transparent way to participate in the PPP program. Continue to check back here for updates!

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