One of the biggest dilemma / issues of the small business owner is the understanding and separation of business and personal assets. Most of us have heard of work & life balance, how about work and personal credit balance. Correct, similar to personal credit, we have business credit. It is very important for everyone business owner to understand the business credit – the pulse of every successful enterprise. The way personal credit is a reflection of a person’s character, business credit is the reflection of the business’ management.